Is joint life cover best for couples?
Posted by CarleyWarrenAldworth on Wednesday 17th of July 2019
If you want to help make sure your loved ones will have financial security if you pass away, life insurance cover is the answer. But, if you’re part of a couple and you both need cover, should you take out single policies, or a joint policy that covers both of you?
With a single life policy, the insurer would pay out on the death of the policyholder and the policy would then lapse. With joint life insurance, however, the cover will apply to both policyholders and would pay-out either on the first or second death, depending on how the poli...
Do you aspire to own a new-build home?
Posted by siteadmin on Wednesday 3rd of July 2019
Do you aspire to own a new-build home? Are you looking to move home, but lack sufficient funds to afford the repayments on a low-deposit mortgage? You may find it easier to join, or move up the property ladder, thanks to the government-backed Help to Buy scheme.
There are several schemes currently:
Shared Ownership*
This is available to first time buyers unable to afford the full 100% mortgage on a home. It works by allowing them to buy a share of the home (between 25% and 75%), and then pay rent on the remaining share. An option to buy f...
Spring Newsletter
Posted by siteadmin on Wednesday 1st of May 2019
Tax Tables
Posted by AdamJones on Wednesday 1st of May 2019
Nothing's as certain as death and taxes. This guide covers income tax thresholds, the personal allowance, national insurance and more for the tax year 2019/20. Tax_Times_2019_2020.pdf
